Mortgage Loans

A Loan Against Property (LAP) is a financial solution where you leverage your property to secure a loan. The loan amount is determined by a percentage of the market value of your property, typically ranging from 40% to 100%.

Collateral: Accepts Residential, Commercial, and Industrial properties Tenure: Terms up to 15 years Maximum loan amount: Up to Rs 75 crore Competitive interest rates on property loans No pre-payment charges up to a maximum of 25% of your outstanding loan, once every fiscal year Loan amount: Up to 60% of the commercial property value and up to 100% for residential properties

Loan Against Residential Property

Unlock the value of your residential property for fulfilling personal needs such as asset acquisition, education, marriage, or personal travel. Key features include:

• Accessible to Salaried, Self Employed Professionals and Non-Professionals
• Loan range: Rs. 15 Lacs to Rs. 100 Crore
• Long tenure of up to 15 years
• Option to balance transfer your existing loans with additional loan amount
• Easy documentation and doorstep service
• Fast track your dreams
• Eligibility based on property value, repayment capacity, assets, liabilities, age, and clear legal & technical property title

Loan Against Commercial Property

Utilize your commercial property to meet personal or business needs. Enjoy the benefits of:

• Accessible to Salaried, Self Employed Professionals and Non-Professionals
• Loan range: Rs. 15 Lacs to Rs. 10 crore
• Long tenure of up to 15 years
• Option to balance transfer your existing loans with additional loan amount
• Easy documentation and doorstep service
• Realize your dreams quickly
• Eligibility based on property value, repayment capacity, assets, liabilities, age, and clear legal & technical property title

Loan Against Industrial Property

Avail of a loan against your industrial property to meet your business’s financial requirements at attractive terms offered by various banks and financial institutions. This economic option helps cater to your business’s working capital needs.

Use your loan against industrial property for a variety of purposes such as working capital, asset purchase, loan payments, stock purchase, construction and repair, vehicle purchase, and personal expenses & investments. Let us guide you to the best financial solutions tailored to your needs in the current financial market in India. Your best deal awaits you at Finscope!”