Auto Loans

An auto loan is a type of financing that allows you to buy a vehicle. Unlike leasing, where you pay for the vehicle’s depreciation, an auto loan lets you pay for the vehicle’s purchase price plus interest over time.

New Car Loan

Achieve your dream of owning a new car with our instant loan approval. We offer 100% financing, making the process of driving your dream car home even more exciting.

Benefits:

• 100% financing
• Instant approval
• Streamlined loan processing
• Minimal documentation
• Fixed interest rates
• Scheme without income documentation
• Flexible tenure up to 7 years

Used Car Loan

Our Used Car Loans are designed for individuals who wish to purchase a pre-owned car for personal or professional use. We offer financing up to a certain percentage of the car’s price or even zero down-payment options, depending on the offer.

Features:

Finance up to 100% of the original car loan value No mandatory car valuation Acceptance of a wide variety of models, variants, and manufacturers Quick and hassle-free loan disbursal

Pre-Owned Car Loan

Through our partnerships with a wide range of authorised pre-owned car dealers, we ensure a seamless car buying experience with swift approval and doorstep service.

Advantages:

Up to 100% financing Loan approval based on ID and address proof Transparent and fixed interest rate Lowest down payment No requirement for income documentation Stable EMI repayment unaffected by market rate fluctuations

Car Refinancing

Refinancing an auto loan involves taking out a new loan to pay off the original one, with the vehicle serving as collateral. The new loan typically comes with different terms, possibly from a new lender, that better suit the borrower’s needs and circumstances.

Benefits may include:

Reduced monthly car payments due to a lower interest rate or longer loan term Potential for paying less in total interest if a lower interest rate is achieved Possibility of smaller monthly payments if the loan term is extended, although this may result in higher total interest payments Potential for reducing total interest paid and overall cost of the car with a shorter loan term, though this might increase monthly payments

Commercial Vehicle Loans

We offer loans for the purchase of various commercial vehicles such as auto rickshaws, taxis, motor buses, light commercial vehicles, lorries, etc. These loans cater to customers with diverse profiles and the interest rate depends on factors like customer profiles and location.

New Commercial Vehicles

Enjoy quick processing, greater flexibility, competitive rates, and customised financing with a maximum tenure of 60 months.

Used Commercial Vehicles

We offer financing for used commercial vehicles up to 15 years old, with maximum flexibility and a tenure of up to 3 years.”